About Your OSHC
Your OSHC was launched to reimagine the traditional, transactional world of overseas student health cover. We proudly put the emphasis on people over policies
Benefits For Students
- Buy Australian Immigration Compliant OSHC
- Most OSHC Providers in one place
- Easy to compare and make a better choice
- Easy Purchase
- Safe & Secure Checkout with Airwallex (Australia’s leading Payment gateway)
- 50 AUD E-Gift Voucher on each purchase. Policy amount must be 500 dollars and above. Simply, buy policy from one of the listed providers, write a Google Review about your purchase experience and receive the voucher on your email.
- No Credit / Debit Card Surcharges
- YourOSHC dedicated Support via phone and email
What’s Included In OSHC Cover
Doctor’s Treatment
With your OSHC policy, you are able to visit a GP for consultation. You will have 100% coverage of the Medicare Benefits Scheme fee.
You are also able to have specialist visits, such as x-rays of blood work, where you can claim up to 85% of the MBS fee.
Ambulance Cover
Most of the OSHC policies have emergency ambulance cover, or emergency on-the-spot treatment coverage.
If you request an ambulance, and it is not deemed an emergency, then that travel will not be covered by OSHC.
Hospital Treatment
Every OSHC policy covers accidents and emergencies at a minimum of 100%, as determined by each state and territory.
All insurance providers have agreements with private hospitals. You can compare what is included, and what levels of cover you with OSHC.
Testimonials
The success of our OHSC partners speaks for itself. Here’s what they say:
Receive vital support from choice of your approved OSHC providers
While choosing an OSHC Provider might feel like an overwhelming decision at first, you can be rest assured that the following long-standing Australian options are extremely trustworthy. Making a choice simply comes down to your budget and situation.
Australian OSHC Policy Providers
Not sure how long you need OSHC?
Confused by a term? Or want to know what Your OSHC actually covers? No problem. We’ve answered the questions we hear most often.
Is OSHC compulsory for international students?
Yes. Your student visa requires you to have OSHC for the length of your stay in Australia. Australian citizens are insured by Medicare, the country’s national health insurance program, which covers a substantial portion of the expenses associated with healthcare services. Medicare does not cover foreign students, so you’re reliant on OSHC to access medical treatment without incurring costly bills and financial hardship.
Who is eligible to buy OSHC?
International students who hold Visa Sub-Class 500 can (and must) buy OSHC.
Do I still need OSHC if I am entitled for Reciprocal Health Care in Australia?
Yes, you do! If you are in Australia on a student visa from the United Kingdom, Sweden, the Netherlands, Belgium, Slovenia, Italy, or New Zealand, you can also apply for Medicare under your country’s Reciprocal Health Care Agreements. Any Medicare coverage you are entitled to under a Reciprocal Health Care Agreement will be in addition to OSHC. But having reciprocal access to Medicare does not exempt you from needing to take out OSHC.
Are there various types of OSHCs?
Core OSHC across all the providers is pretty much the same. The minimum requirements of an OSHC policy are set out in the OSHC Deed.
How long do I need OSHC?
You must acquire OSHC for the term of your student visa and any additional period of your student visa grant.
If your course is longer than 10 months and finishes at the end of the Australian academic year (November or December), you are required to have OSHC until 15 March of the following year.
If your course is longer than 10 months and finishes between January and October, your visa will usually be granted for two months longer than the duration of your course. For example, if your course completion date as per your Offer Letter and Confirmation of Enrolment is in July, your OSHC must cover you until 15 September.
Have a question or need support?
Reach out to us below!
Sydney
Suite 109, Level 1, 83 York Street,
Sydney NSW 2000